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Banking and Finance

Changes in the banking industry, as it adapts to the requirements of borrowers in the current economic climate and developments in the regulatory framework, have led to the banks refining their products and needing to adapt.

The structuring of banking facilities to achieve a balanced result for both lenders and borrowers, often dovetailing with existing facilities, requires a clear understanding of the commercial objectives of a transaction to meet the demands of the parties.

Our Banking and Finance team has broad experience advising on corporate banking facilities, acquisition finance transactions, working capital facilities and asset based secured lending matters. We act for lenders, borrowers and investors. Over the past years the department has grown rapidly acting for a number of the leading banks and financial institutions.

When acting for borrowers and investors we find that our experience working alongside lenders allows us to provide an extra dimension to the negotiation process.

We are able to apply our extensive experience to deliver a balanced approach in a cost effective and time efficient manner.

services we provide

We advise on the following:

  • facility agreements
  • security documentation
  • real estate finance
  • intercreditor agreements
  • syndicated loan transactions
  • asset based finance
  • mezzanine finance
  • invoice discounting/debt factoring
  • hedging arrangements

On banking matters, we can provide:

  • experienced advice on acquisition finance structures
  • reviews of loan facility and security documentation
  • advice on deeds of priority, subordination agreements and other intercreditor arrangements
  • reviews of third party guarantees and corporate benefit issues
  • specialised facility and property development documents
  • reports on title/certificates of title
  • collateral warranties and assignments of development agreements
  • due diligence reviews

Recent experience

Recent banking transactions include advising:

  • a property developer in connection with a restructured loan facility with a bank syndicate in excess of £85 million involving senior debt, mezzanine debt and intercreditor arrangements
  • a private investor group on a £9.5 million facility with a major international bank;
  • Close Brothers Limited on a wide range of property financing transactions;
  • an investor group in connection with the negotiation of a £9.2 million acquisition and development loan facility for a London property development;
  • on a number of receivership sales on behalf of United Trust Bank and Close Brothers Limited;
  • Jordan International Bank on various commercial property loans;
  • Ahli United Bank on a number of commercial and residential loans

What others say about us


Mundays LLP fields a 'very good' team of lawyers that includes Gemma James, who is 'very approachable, competent and fully up to speed with clients' requirements'. Other key figures include Mark Andrew, who has wide-ranging development finance experience; Neale Andrews, whose clients include Stonegate Homes; and James Lawrence. The team acts for a range of institutional lenders, as well as alternative capital providers and corporate borrowers. Andrew brings dual UK and US qualified expertise, enabling the firm to handle a steady flow of transatlantic mandates.

The Legal 500 UK


Clients appreciate the "excellent service from all staff involved," while others identify its "responsiveness and being comprehensive in the work produced."

Chambers and Partners UK

Quick Contact

Mark Andrew

Partner

Tel: +44 (0)1932 590575
mark.andrew@mundays.co.uk